Every student who registered for the semester is registered for the accident insurance in Manulife.
Special Provision on Insurance
- These accidents include accidents that occurred during the 24 hours, either at home, on the road to campus, on a vacation trip or anywhere.
- Insurance benefit is given when the participant needs medical treatment, suffers a permanent disability, or dies caused either directly or indirectly by an accident.
- Medical treatment due to accident is a maximum Rp. 3,500,000 per accident.
- Permanent disability due to an accident (complies with the Manulife terms)
- At the worst situation where loss of life is caused by an accident, the amount of benefit is Rp. 35,000,000.-
Submission of Claim
- On submission a claim must be substantiated by original documents such as claim form, doctor’s certificate and bills for the treatment (including the copy of prescription and results of supporting diagnostic examination)
- A claim must be submitted within a maximum period of 90 days from the date of the accident.